Financial Freedom FP Advisor

Public Mutual’s Financial Freedom FP Advisor is state-of-the-art financial planning software used by our unit trust consultants to help you gain financial freedom! This software allows them to guide you through the financial planning process and deliver a customised SOLUTION to you.

Specifically, Financial Freedom FP Advisor is developed to facilitate our unit trust consultants to provide the following financial planning services:

·      Retirement Planning

·      Education Planning

·      Home Ownership Planning

·      Wealth Accumulation Planning, i.e. Other Financial Goals ( Car, House)

Using Financial Freedom FP Advisor, our unit trust consultants can analyse your:

·        Risk Profile and match it with an appropriate Unit Trust Portfolio Model

·        Net Worth and Cashflow

·        Insurance Needs

·        EPF Members’ Investment Scheme Withdrawal

·        Fund selections to establish optimum unit trust portfolio

Contact our unit trust consultants or any of our 26 branches nationwide to find out about the Financial Freedom FP Advisor today.

FINANCIAL FREEDOM

Financial Freedom! Say those two words to yourself; savour them mentally, even as you vocalise their five syllables. 

To many, financial freedom means not having to work for a living anymore. They dream of stepping off the treadmill of going to work everyday to pay the bills. 

Some may want to escape from the stresses of the job or unpleasant working conditions. Others may desire to spend more time with their families and pursue their personal interests.

So, what precisely do we mean by that catch phrase? Two things. 

From your perspective, achieving financial freedom means building an investment portfolio successful enough to generate sufficient passive income to cover all expenses. 

The moment you achieve this state, you will no longer be shackled to a job you hate. You can choose to follow the dictates of your heart and labor only at what fills you with passion and significance. It is, we think, the best way for you to leave a lasting legacy.

At Public Mutual, we advocate financial freedom through our FP Advisor and Education Retirement Planning CD-ROMs (software version) as well as FP Worksheet (print version), which are designed to guide you on your way to realizing financial independence.

Contact Us For More Info
Suhaimi 012-7301650

Thank you.

ABOUT PUBLIC MUTUAL

Public Mutual Berhad (Public Mutual) is the largest private unit trust company in Malaysia and currently manages 70 funds with total NAV of more than RM30.6 billion for more than 2,000,000 accountholders. Incorporated in July 1975, Public Mutual began its operations in 1980 with the launch of the Public Savings Fund, and soon went on to become an industry leader and setting forth new trends in innovative fund development.

Market Share And Distribution

Public Mutual anchors 43.6 percent market share in private unit trust funds when measured by net asset value as at end-June 2009 (source: The Edge-Lipper, 20 July 2009).

Public Mutual markets its funds through its dedicated and trained unit trust consultants force which is currently the largest and collectively the most productive in the entire private unit trust industry. Public Mutual is linked extensively through its national network of branches, as well as agency offices to provide better service to the investors.

In addition, investors of Public Mutual can also take advantage of Public Bank branches that act as effective collections centres for Public Mutual.

Financial Strength And Track Record

Public Mutual as a wholly-owned subsidiary of Public Bank subscribes readily to the Group's excellence-oriented corporate culture and high standards of financial integrity in the management of its unit trust funds.

Public Mutual's Investment team comprises a group of 19 portfolio managers who are supported by more than 25 research analysts. Public Mutual adopts a value-based investment philosophy which incorporates a Top-Down and Bottom-Up approach in the investment process. The Top-Down approach takes into consideration factors such as the macroeconomic outlook, the current business cycle, interest rate trends and other economic factors. After assessing the overall market conditions, the Bottom-Up approach is used to construct the funds' portfolio.

Public Mutual is the most awarded unit trust fund manager in Malaysia with 137 awards received to date. This year, Public Mutual emerged as the biggest winner at The Edge-Lipper Malaysia Fund Awards 2009, sweeping 7 awards, including the prestigious Best Overall Fund Group Award. We also received two awards at the 2008 Asia Asset Management Best of the Best Country Awards, namely for Malaysia - Best Fund House and Malaysia - Best House for Offshore Funds. In addition, our Public Islamic Bond Fund was named the Best Malaysia Bond Fund for the 5-Year category at the Failaka Islamic Fund Awards 2008 and was the winner of Malaysian Ringgit Islamic Bond Category at the Morningstar 2008 Fund Awards (Malaysia). And recently, Public Mutual has won The 8^th Asia Pacific International Entrepreneur Excellence Award 2009 for the category of Excellence Product and Malaysia Independence Award 1957 for Grand Company under the Corporate category. Other notable accolades we received include the Best Malaysia Onshore Fund House at the AsianInvestor 2009 Investment Performance Awards for two years in a row, The BrandLaureate 2008-2009 for brand excellence in the Financial Services - Unit Trust Category for the third consecutive year and Reader's Digest Trusted Brand Gold Award for the Investment Fund Company category in Malaysia 2009 for four successive years.